What Is a Preliminary Title Report?

What Is a Preliminary Title Report?

Whether you're buying your first home in Columbus, closing a commercial deal in Cleveland, or refinancing a property in Cincinnati, there's one document that quietly does a lot of heavy lifting before you ever reach the closing table: the preliminary title report.  It doesn't get talked about as much as the purchase agreement or the mortgage commitment, but it's just as important. Understanding …

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ohio escrow accounts

How Ohio Escrow Accounts Work

Buying or selling a home in Ohio involves a lot of moving parts — inspections, financing, negotiations, and paperwork. One piece that holds everything together is the escrow account. Whether you're a first-time buyer in Columbus, a real estate agent closing deals in Cleveland, or a loan officer working across the state, understanding how escrow works can make every …

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common real estate problems

The Most Common Title Problems Found During a Real Estate Transaction

Buying or selling a property in Ohio should be an exciting milestone. But behind the scenes, title professionals are quietly doing some of the most important work of the entire transaction — searching public records to make sure the property's ownership history is clean, clear, and free of surprises.  Sometimes, it isn't.  Title problems are more common than …

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Ohio Property Taxes Explained: What Buyers Need to Know

Ohio Property Taxes Explained

 Buying property in Ohio is exciting — but before you sign anything, it pays to understand how property taxes work in this state. Whether you're purchasing your first home, expanding a small business, or helping a client navigate a transaction, a solid grasp of Ohio's property tax system can prevent some unwelcome surprises down the road.  How Ohio …

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How Long Does It Take to Close on a House in Ohio?

How Long Does It Take to Close on a House in Ohio?

Many financed Ohio home purchases close in about 30 to 45 days, but the exact timeline depends on the loan, appraisal, inspections, title work, and how quickly everyone responds. Cash purchases may close faster, sometimes in a few weeks, because there is no mortgage underwriting process. Still, even a cash deal needs title work, escrow coordination, payoff …

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What Does a Title Company Do

What Does a Title Company Actually Do in Ohio?

Buying, selling, or financing real estate in Ohio involves more than signing a purchase agreement and exchanging keys. Behind the scenes, a title company plays a major role in making sure the transaction is handled correctly, funds are protected, and ownership transfers as smoothly as possible.  For many Ohio homebuyers and sellers, the title company …

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Understanding the Ohio Good Funds Law for Closing

Understanding the Ohio Good Funds Law for Closing

You finally made it to closing day. The paperwork is ready, the pens are out, and the keys to your new home are sitting right across the table. But before you can grab them, there is one crucial hurdle to clear: funding.  Bringing the wrong form of payment to the closing table can grind your entire transaction …

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What Is an Escrow Holdback?

What Is an Escrow Holdback?

Closing day is finally here. You are ready to sign the final paperwork, but during your final walkthrough, you notice the seller hasn't finished the roof repairs they promised. Do you have to delay the closing?  Not necessarily. An escrow holdback might be the exact solution you need to keep your real estate transaction moving forward.  When property …

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What is a Quiet Title Action?

What is a Quiet Title Action?

Buying a piece of real estate is a major milestone. You sign the final paperwork, receive the keys, and assume the property is completely yours. However, unexpected claims or hidden paperwork errors can sometimes threaten your ownership rights. This is where a legal process called a "quiet title action" becomes highly valuable.  If you want …

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Remote Online Notarization (RON) Explained: A Modern Approach to Closing

Remote Online Notarization (RON) Explained

Buying a home involves a significant amount of paperwork. Traditionally, making that purchase official meant sitting around a large conference table, passing a pen back and forth, and spending hours signing thick stacks of documents. You had to take time off work, coordinate schedules with multiple parties, and travel to a specific office.  Today, technology offers a …

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