Articles - American Homeland Title Agency

Articles Charlene Echerivel September 4, 2026

Buying a Foreclosed Property in Ohio: What Buyers Need to Know About Title

Foreclosures Are Becoming More Common in Ohio Recent industry data shows mortgage delinquencies and foreclosure inventory have ticked upward in Ohio over the past year, meaning more foreclosed properties are likely to come onto the market. For buyers, foreclosed homes can represent a real opportunity to purchase below market value, but they also come with …

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Articles Charlene Echerivel September 3, 2026

Real Estate Wholesaling in Ohio: New Disclosure Rules for Buyers and Sellers

What Is Real Estate Wholesaling? Real estate wholesaling is a strategy in which an investor contracts to purchase a property, often at a discount, and then assigns or resells that contract to another buyer for a fee before ever taking ownership themselves. While wholesaling itself is legal in Ohio, the practice has drawn scrutiny because …

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Articles Charlene Echerivel September 2, 2026

Ohio’s Homebuyer Protection Act: Understanding the New Fair Housing Disclosure Requirement

A New Disclosure Requirement for Ohio Home Sellers As of April 2026, Ohio home sellers are required to sign a new form before their property can be marketed or shown to buyers. Known as the Fair Housing Disclosure, this requirement was created under House Bill 315, Ohio's Homebuyer Protection Act, and is designed to reinforce …

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Articles Charlene Echerivel September 1, 2026

Ohio Deed Fraud Protection Law

A Growing Threat to Ohio Property Owners Deed fraud, sometimes called title theft or house stealing, occurs when a criminal forges documents to fraudulently transfer ownership of a property, often without the real owner ever knowing until it's too late. This type of fraud has been rising nationally, and Ohio lawmakers have taken notice. Ohio …

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Easements and Right-of-Way Issues in Ohio Real Estate

Articles Charlene Echerivel August 30, 2026

Ohio Easements and Right-of-Way Guide

What Is an Easement? An easement is a legal right that allows someone other than the property owner to use a specific part of that property for a defined purpose, even though they don't own the land itself. Easements are extremely common in Ohio real estate, and most homeowners have at least one running through …

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Survivorship Deeds in Ohio: Transferring Property Without Probate

Articles Charlene Echerivel August 28, 2026

Ohio Survivorship Deeds Explained

What Is a Survivorship Deed? A survivorship deed is a type of deed used in Ohio that allows two or more people to co-own real estate with a right of survivorship. When one owner passes away, their interest in the property automatically transfers to the surviving co-owner or owners, without going through probate court. This …

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Land Contracts in Ohio: What Buyers and Sellers Need to Know

Articles Charlene Echerivel August 26, 2026

Ohio Land Contracts Explained

What Is a Land Contract? A land contract, sometimes called an installment land contract or contract for deed, is an alternative way to buy a home without going through a traditional mortgage lender. Instead of borrowing from a bank, the buyer makes payments directly to the seller over time, and the seller retains legal title …

Ohio 2026 Title Insurance Rate Increase

The First Rate Change in Over Two Decades For the first time since 2002, Ohio has updated its title insurance rate schedule. The new rates took effect for orders received on or after January 1, 2026, meaning any home purchase or refinance closing this year is subject to the updated pricing. If you bought a …

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Articles Charlene Echerivel August 22, 2026

New Construction Closings in Ohio: What’s Different From a Resale

A Different Kind of Closing Closing on a newly built home involves several steps that don't typically come up when buying an existing house. Because the home and often the underlying lot are brand new, the title work, inspections, and financing process all look a bit different from a traditional resale closing. Title Considerations Unique …

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Articles Charlene Echerivel August 21, 2026

Selling an Inherited Home in Ohio: Probate and Title Considerations

Inheriting Property Comes With Extra Steps Selling a home you've inherited is rarely as simple as listing it and finding a buyer. Before the sale can close, the title needs to clearly show that ownership has legally passed from the deceased person to the heirs or the estate, and that process usually runs through Ohio's …

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