Owner's Title Insurance vs. Lender's Title Insurance: What's the Difference?

Owner’s Title Insurance vs. Lender’s Title Insurance: What’s the Difference?

Two Policies, Two Different Purposes When you close on a home, you'll likely encounter two separate title insurance policies: one for your lender and one for you as the owner. While they sound similar and are often purchased at the same time, they protect very different interests, and understanding the distinction can save you from …

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What Is Owner's Title Insurance and Do You Need It?

What Is Owner’s Title Insurance and Do You Need It?

You've found the right home, signed the purchase agreement, and you're days away from closing. Then your title company uncovers a lien from a contractor who worked on the property three owners ago — and it was never paid off. Without owner's title insurance, that debt could become your problem.  This scenario plays out more often than most buyers expect. Owner's title insurance is …

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